You should never give a statement, or attempt to negotiate a settlement, after an auto accident without speaking to an attorney. The other driver’s insurance company does not have your best interest at heart. Large insurance companies hire many experienced professional negotiators, these professionals will attempt to gain information about your accident and will use that information against you. If they attempt to settle your case, they will try to settle your claim for the lowest amount possible. An amount likely far below the compensation you deserve. Avoid giving statements, signing any paperwork or allowing any release of your medical records before an experienced San Antonio accident lawyer reviews your case. An attorney will be your professional advocate to go against the insurance professionals and will ensure that your rights under Texas law are fully protected.
What Are My Obligations To The Opposing Insurance Company?
You have the right to seek the assistance of an attorney. In some circumstances you may have to give a statement to your own insurance company, but you are not obligated to give a statement to an opposing insurance company. You will need to notify the opposing insurance company of the car accident, but even for this seemingly simple task, it is in your best interest to consult an attorney first. An attorney can help guide you through the entire process. Remember, the opposing insurance companies interests are in direct conflict with your interests. Their representatives are often trained to be nice and sound accommodating over the phone, but do not lose track of the single goal of insurance professionals. They want to limit the amount of money they pay you for your injuries.
Quick Settlement Offers Are Almost Always Bad Settlement Offers
A car accident can be emotionally and financially stressful. Many people have the inclination to try to reach a settlement with an opposing insurance company as quickly as possible. Agreeing to a quick settlement without speaking to an attorney first is a very bad idea. Insurance companies will almost certainly try to push people to settle as quickly as possible, and these quick settlements are almost universally extremely favorable to the insurance company. They want you to settle before you speak to a lawyer, because they think they can push a low settlement offer on you before you have a chance to realize the full value of your case. Try to refrain from settling any car accident personal injury claim with an insurance company without seeking the services of an experienced attorney.
Contact A San Antonio Car Accident Attorney
It is an unfortunate reality, but big insurance companies are driven by the goal of keeping their costs down. They will work hard to avoid paying out settlements that are full and fair. If you have been in an automobile accident in Texas you need to seek the assistance of a skilled car accident attorney. If you have any questions about auto accidents in San Antonio, contact the law office of Ronald A. Ramos today.