Lost Wages
The injuries caused by a car accident or work injury can impact your life in many different ways. Healing from an injury can require a lot of time and treatment. One issue associated with many injuries is chronic pain or other long-term injuries that often result in the inability to work and lost wages.
Since lost wages are common after a personal injury, people often ask about what reimbursement is available for lost wages. With this specific category of damages, the lost income that’s covered can include both money lost from missed work, as well as reimbursement for work opportunities missed due to the lasting effects of the injury.
Recovering Lost Wages
The easiest part of the lost income equation is what was missed as a result of being unable to work. For example, if an injury prevents someone from working for two months and they would have made $6,000 during that time, this is the amount that will be initially pursued. The exact amount can be increased or reduced during negotiations.
One issue that people often wonder about is if using sick or vacation days during this period will affect how much income they can recover. The answer to that question is it doesn’t. As long as you can show the time you missed was because of an accident, you have a right to seek compensation for it.
In some cases, a personal injury claim can also include damages for lost opportunities. Common examples include missing a job interview or an important sales meeting. The key is being able to prove those opportunities were missed as a direct result of an injury.
Get Help from a San Antonio Auto Accident Lawyer
There’s a lot that goes into putting together a personal injury claim in San Antonio. While lost wages are an important element, there are other factors that need to be addressed as well. To assure nothing is overlooked, it’s helpful to have an experienced personal injury attorney representing you.
With legal representation, you can be sure that your best interests are always protected. Thanks to a track record that spans over 33 years, the Law Offices of Ronald A. Ramos can handle the lost wages and all other elements of your personal injury claim. For a free consultation, call our office at (210) 308-8811.
Types of Lost Income You Can Recover in Texas
After a car accident, the financial impact extends far beyond your immediate medical expenses. Texas law allows injury victims to recover several categories of lost income, including wages, salaries, bonuses, commissions, overtime pay, and self-employment earnings. If you used paid time off or sick days because of your injuries, you may also claim those benefits as part of your damages.
For workers who earn tips, seasonal income, or variable pay, calculating lost wages requires careful documentation of your earnings history. Our attorneys work with forensic accountants when necessary to ensure every dollar of lost income is properly accounted for in your claim.
Lost Earning Capacity vs. Lost Wages
There is an important distinction between lost wages and lost earning capacity. Lost wages compensate you for income you have already missed due to your accident injuries. Lost earning capacity, on the other hand, compensates you for the reduction in your ability to earn money in the future.
If your car accident injuries prevent you from returning to your previous job, require you to work fewer hours, or force a career change to less physically demanding work, you may have a substantial lost earning capacity claim. Texas courts consider factors such as your age, education, work history, the nature of your injuries, and expert medical testimony when evaluating these claims.
How to Document Your Lost Wage Claim
Strong documentation is essential for recovering the full value of your lost wages. After an accident, you should gather pay stubs from the months before and after the collision, obtain a letter from your employer confirming your missed work days and pay rate, keep records of any reduced hours or light-duty assignments, and save all correspondence with your employer about time missed. Self-employed individuals should collect tax returns, profit and loss statements, business contracts, and client invoices that demonstrate their typical earnings.
Recovering Lost Wages from Insurance Companies
Insurance adjusters frequently try to minimize lost wage claims by arguing that you could have returned to work sooner or that your injuries do not prevent you from working. They may also dispute the amount of income you claim, especially if you are self-employed or earn variable income.
Our San Antonio car accident attorneys know the tactics insurers use and fight to ensure you receive full compensation for your missed income. If the insurance company engages in bad faith practices by unreasonably denying or delaying your lost wage claim, you may be entitled to additional damages under Texas law.
Contact Our San Antonio Lost Wages Attorneys
Do not let an insurance company shortchange your lost wage claim. The Law Offices of Ronald A. Ramos, P.C. has helped thousands of accident victims in San Antonio recover the compensation they deserve, including full reimbursement for lost income. Contact us today for a free consultation to discuss your case and learn how we can help you recover your lost wages and other damages.
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